Valleys Finance Ltd is a 3rd generation family owned business providing home collected credit in the form of short term loans and vouchers to customers in South Wales, the South West and the West Midlands. We are a responsible lender that prides itself on giving an honest and reliable first class customer service.
We are fully authorised and regulated by the Financial Conduct Authority (FRN 706238) and as such we follow their rules, regulations and best practices. We have been members of the Consumer Credit Association for over 30 years.
Whilst cash is still the most popular option amongst our customers, loans can be delivered via Bacs directly into a bank account if preferable. Similarly, whilst all loans are home collected credit, payment options are variable from cash or debit card to our local collector or via Continuous Payment Authority directly from a bank account.
We are one of many authorised home credit lenders in the UK but there are also many illegal operators. Always check the legitimacy of the lender before you engage with them, You can do this by searching the FCA Register.