Macdonald Mortgages

This business is listed in the Mortgage Brokers Business Directory

Region: west-yorkshire
Town: Leeds

http://www.macdonaldmortgages.co.uk

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We are an independent mortgage broker company. We can source mortgages from the whole of the market. This means that we can source a mortgage from every product available on the market today. We can source mortgages from specialist lenders tailored to your individual needs. High Street lenders will only ever recommend a mortgage from their own limited range.

There are many mortgage lenders we can use. And it's not just about sourcing the best interest rate. There are many facets to truly independent mortgage brokers. We will guide you through the process, dealing with the lender, solicitors, estate agents, surveyors and insurance companies on your behalf as well as advising on and arranging the associated mortgage protection. We can even recommend a solicitor should you need one

Getting a mortgage is possibly the most important financial decision of your life. It makes sense to use a qualified and experienced broker. Utilising our advice and letting us arrange your mortgage could save you thousands of pounds in costly mistakes and common pitfalls.
You can call our number at anytime or simply fill in your basic details on the enquiry form and we will get in touch promptly.
Mortgages :
There are several different types
Fixed Rate Mortgages
A 'fixed rate mortgage' is one where the rate is fixed over a period of time during which it is guarantedd not to change. The period can be anything from 1 year to 10 years. The most popular and cheapest tend to be 2 year fixes. Also the best fixed rate mortgage deal is not necessarily the one with the lowest rate.
Tracker Rate Mortgages
There are different trackers. The best tracker mortgage deals are those that track the Bank of England interest rate or 'base rate'. There are other types such as a LIBOR tracker which stands for London Interbank Offered Rate.
Remortgage
We may advise on remortgaging for the following reasons
(1) Change your rate.
Some mortgage lenders have a high standard variable rate (SVR). If you are not in a tie-in period with your product (i.e. there is no early repayment charge if you wish to redeem the loan) then it could save you money by remortgaging to another lender.
There could be other reasons for remortgaging (2) Consolidate your debt (3) Capital raising
Commercial Mortgages
Commercial mortgages are secured on buildings such as factories and offices. But they can also include shops, pubs, restaurants, clubs or even some types of buy to let properties. You can also get a commercial mortgage on a property that has a residential element to it such as a flat over a shop.
These types of mortgages can be held in the name of limited companies, partnerships or individuals.

Overseas Mortgages and property
We have an agreement in place exclusively with an independent financial advisor in Spain regarding mortgages abroad. We can also recommend mortgage brokers for other countries such as France, Turkey, Italy and the US etc.
One may also need our advices on the following depending on one’s circumstances:
Mortgage Life insurance and protection
Buy to let mortgage
Self employed and Poor or Adverse credit history
Macdonald Mortgages Is Also Listed In:

Mortgage-Brokers in Leeds
West Yorkshire Business Directory
Leeds Business Directory
Mortgage-Brokers in west-yorkshire
Mortgage-Brokers Directory